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Finance

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Browse the Finance Articles Archive below to view tips, resources and more.

Finance Articles Archive

Travel Scams
While some travel opportunities sold over the phone or offered through the mail, Internet or by fax are legitimate, many are scams that defraud consumers out of millions of dollars each month... more
Budgeting Rules of Thumb
When trying to set a budget and economize, one is limited by one's future earnings. If expenses continually exceed earnings, one has to borrow money to pay expenses... more
How Financial Power of Attorney Works
A durable power of attorney for finances -- or financial power of attorney -- is a simple, inexpensive, and reliable way to arrange for someone to manage your finances if you become unable to do so yourself... more
Holiday Spending: Be Generous, Not Stupid
Buying presents, flying cross-country to visit relatives, having special dinners and parties -- consumers spend more money in the three months before New Year's than at any other time of the year... more
What to Do If a Bill Collector Crosses the Line
Although bill collectors can be persistent, many are careful to follow the law when contacting you. If a bill collector oversteps the bounds of the law, you can take action... more
The Right Estate Plan for You
Most Americans haven't made even a simple estate taxes. No surprise there -- we all have things we'd rather do... more
Economizing with a Budget
The key to a successful financial plan is managing one's cash flow... more
How to Fix a Problem with a Financial Institution
Got a question or a complaint involving a financial institution but you're not sure about the best or quickest ways to resolve the matter? Here's a good game plan... more
Disputes Over Vehicle Warranties
If you have a problem you think is covered by a warranty or service contract, follow the instructions to get service. If a dispute arises, there are several steps you can take... more
Raising Money for Your Small Business
To raise money for your new business, you must decide whether you want to borrow money or sell ownership interests to equity investors... more
Getting Your Retirement Money Early - Without Penalty
Most people who have a retirement account -- whether a qualified plan through an employer or an IRA -- understand the importance of leaving these funds untouched until retirement age... more
Guardianship and Conservatorships
When an individual suffers from mental incapacity, and he or she does not have a Durable Power of Attorney (DPA) or living trust, a court can grant guardianship and/or conservatorship to someone else... more
Getting Good Advice at a Fair Price
One of the biggest sources of misunderstanding between lawyers and clients is the matter of the fee... more
Savings Accounts
Savings accounts are interest-paying investments made in banks, credit unions, and other depositories... more
Finding Legal Help for Consumer Issues
It's sometimes difficult to find a lawyer who will represent a single consumer in a legal dispute, often because there's not enough money involved to make it cost-efficient to hire someone... more
Life Insurance Options
If you are interested in life insurance, any insurance salesperson will be delighted to explain the bewildering array of policies available to you... more
Manage Your Debt By Creating A Spending Plan
If you really want to reduce your debt, the first thing you will need to do is create a spending plan, then stick to it... more
The Simple Living Trust
The simple living trust, sometimes called an "inter vivos" (Latin for "lifetime") trust, is revocable... more
Fair Credit Practices
Not only do lenders need to be careful about whom they lend money to, but borrowers must also beware... more
Understanding Equity Capital
Equity capital or financing is money raised by a business in exchange for a share of ownership in the company... more
Registering Your Business Name
The name of your business is one of its most important assets... more
Property Foreclosure
With personal property, foreclosure rules generally follow your state's version of the Uniform Commercial Code... more
No-Fault Auto Insurance
Some states are adopting a no fault auto insurance system which requires you to have minimum insurance in the event you're injured... more
The Cost of Money
You may have noticed that the price of gasoline has gone up. What if you took a dollar and bought some gasoline today: how much could you buy?... more
Investing Basics
As an investor, you pay income taxes and capital gains taxes on your investments... more
Fighting High Energy Costs
While fuel prices may inch down and up as weeks pass, most energy experts agree that the days of under-$2-a-gallon gasoline and heating bills that don't require oxygen before opening are far, far away... more
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